Reach higher peaks with our 1.75% APY* The Point Money Market account, because we believe climbing the mountain shouldn't be so hard. Maximize returns while minimizing effort with SouthPoint Bank's The Point Money Market. Get one of the best money market rates and maintain convenient access to your funds.

  • No monthly service fee with $10,000 average monthly balance
  • Unlimited ATM and in-person transactions**
  • Unlimited deposit transactions
  • Withdrawal and transfer transactions not to exceed 6 per month
  • SouthPoint Bank offers eStatements, online banking and mobile banking

*APY = Annual Percentage Yield. The Point Money Market Account must be opened with funds not currently on deposit with SouthPoint Bank. The APY is a variable rate and subject to change at any time. The effective date for the 1.75% APY is April 9, 2018. Fees may reduce earnings on the account. To avoid a monthly paper statement fee, enroll in our electronic eStatements.

**A transaction includes preauthorized withdrawals, automatic or telephone transfers, checks, drafts, debit card transactions and other similar transactions per statement cycle. Restrictions do not apply to ATM, in-person transactions or deposits.