Some banks charge you for checking. But here at SouthPoint we think it makes more sense to pay you cash back instead. That's right — with Cash Rewards checking, you'll earn 3% cash back on everyday debit card purchases (not just groceries or gas) up to $250 per monthly qualification cycle.

And there's no minimum balance to keep or monthly service charge to pay. All you have to do to qualify are a few simple things that make banking easier. Sign up today!


**APY=Annual Percentage Yield. APY is accurate as of 9/1/2019. Rates may change after account is opened. Minimum to open is $100. If qualifications are met each monthly qualification cycle: Foreign ATM fees incurred during qualification cycle will be reimbursed up to $10 and credited to account on the last day of monthly statement cycle. ATM receipt must be presented for reimbursement of an individual ATM fee of $5.00 or higher. Cash Rewards: Limit one Rewards account per SSN. When monthly qualifications are met, you will receive 3.00% cash back on up to $250 of debit card purchases that post to and settle to the account during monthly qualification cycle up to a total cash back of $7.50 per monthly qualification cycle. Qualifying transactions must post to and settle in Interest Rewards or Cash Rewards account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one Banking Day prior to the first day of the current statement cycle through one Banking Day prior to the close of the current statement cycle. “Banking Day” means any business day on which an office of the bank is open to the public for the purpose of carrying out substantially all of its banking functions.